Welcome to the Rubin, Palache & Associates Website
Who Are Rubin, Palache & Associates?
Rubin, Palache & Associates are Public Adjusters, licensed by the Department of Insurance and accredited by the National Association of Public Insurance Adjusters (NAPIA) based in Washington D.C. RPA represents policyholders when they have an insurance property claim. The RPA team is recognized as leaders in the complicated field of claims adjustment for their professional approach in maximizing the recovery for their clients. With over twenty years of experience, RPA knows what is needed to present your claim to your insurance carrier to expedite the settlement process without compromising the true value of your claim.
Obtaining a full recovery for a major property or business interruption
loss requires a number of areas of expertise. RPA is the exclusive local West
Coast loss-advising firm of the Anderson
Kill Loss Advisors Network, (AKLAN). AKLAN are North America’s leading public
loss advising firms and Anderson Kill Insurance Services, LLC, a subsidiary
of Anderson Kill & Olick, P.C. the leading law firm in the representation
of insurance policyholders.
Through its associate members, RPA, together with the Anderson Kill Loss Advisors
Network provides these areas of expertise in a unique, coordinated, multidisciplinary
approach to loss consulting, drawing upon the vast experience of its loss advisors,
estimators, accountants and legal analysts.
Our network of experts allows us to utilize all the necessary specialists needed
for your specific loss. This unprecedented alliance enables RPA to maintain
a local presence together with a global network of experts to best serve your
needs.
Here's What Our Clients and Others Say About Us |
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“Just thought I would
write you a brief, but sincere note of thanks for the work you did for
me in regards to the Malibu fire. Your professionalism, knowledge and
results surpassed my expectation.” |
“…you
were able to convince the insurance company to pay us 500% more than they
had originally paid us.” |
| Click here to read homeowner testimonials. |
Click
here to read commercial testimonials. |
What We Do
Our job is to present your claim for the benefit of you, the insured—not the Insurance Company. Your claim will be measured and documented in accord with standards required by your policy to affect a claim recovery. Our reputation is undisputed in the Insurance Industry.
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RPA will work with the Insurance Companies Adjuster to prepare a comprehensive scope of work to repair your property, making sure that you receive everything you are entitled to as outlined in the language of your insurance policy.
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RPA will prepare a extensive detailed inventory of your contents loss, making sure that every item is identified and counted using the most current pricing available to establish the true replacement value of your claim.
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RPA will prepare comprehensive claims for business interruption, loss of income, extra expense, loss of rents and/or the loss of use, additional living expense (ALE), and fair rental value.
When to Retain RPA
The most frequent and important mistake made by an insured in the adjustment of a property claim is the failure to retain RPA immediately.
RPA can assist in organizing data and establishing crucial valuation based on your policy language eliminating the possibility of incorrect interpretation.
Very frequently, the insured seeks to avoid paying our modest fee and attempts to adjust the claim on his own. Only after considerable frustration does the insured turn to us to remedy what has become a frightening situation. It would be the same as hiring a Certified Public Accountant after the IRS decides to audit your return. In both instances, a professional can help, but cannot be as effective had he or she been retained prior to any problems developing.
If you choose to retain us immediately, or after the settlement process begins, either way RPA can always assist you in protecting your rights as an insured.
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