Information for Commercial Property Owners

When you have an insurance claim to your business you have two choices: you may represent yourself throughout the claim process or authorize RPA to prepare and settle your loss for you.

Rubin, Palache & Associates are a premier public adjusting firm that not only has successfully settled thousands of insurance claims for business and property owners over the past twenty years, but has set the standards for other consumer advocates in the insurance industry to follow.

There are thousand of insurance adjusters throughout the world; however only a few choose to represent the insured exclusively. Constantly in an adversarial position with Insurance companies and their adjusters, RPA has earned the respect of their peers by representing the insured in a professional and expeditious manner.

RPA's prime function is to recreate the claim situation as it was prior to the occurrence of the loss, thus enabling our staff to properly document and prepare the complex insurance forms to insure our clients receive everything they are entitled to.

The principles and staff of RPA are committed to protecting the insured throughout the claim process and beyond. Many public-adjusting firms will help an insured settle their claim but we at RPA continue to advise our clients beyond the claim settlement. This is what sets RPA apart from the pack.

If your business has a claim our swift and efficient preparation and presentation of your claim will minimize any delay in your operations. With our assistance your key personnel are relieved of the tedious and time-consuming elements of settling an insurance claim allowing them to focus on re-establishing your business at your present site or an alternate location should the circumstances warrant it.

Bid Comparison and Analysis Schedules of Leasehold Improvements and Betterments (LIB) Valuation for Replacement and Actual Cash Value (ACV) Itemized Contents Inventory Replacement Value vs Restoration Equipment and Machinery Appraisals Depreciation Tables Business Interruption  (BI) Loss of Earnings Co-insurance Calculations Blanket Coverage Requirements Preparation and Filing Proof of Loss Extra Expense Evaluation and Presentation